Feensure – Terms of Conditions

Effective Date: 01/05/2025
Please read these Terms of Use carefully before using Feensure and its related services. By registering or continuing to use the platform, you agree to be legally bound by these Terms. If you do not agree with any part of these Terms, you must not use our services.

1.⁠ ⁠Service Description

Feensure is a digital platform that provides informational data derived from the first six digits (BIN) of a payment card. This includes, but is not limited to:Card type (e.g., debit, prepaid),
Card classification (business vs. individual),
Issuer bank name and country,
Estimated interchange fee ranges.
Feensure is not a bank, payment processor, financial institution, or professional advisor.
The information provided is strictly for informational purposes and must not be considered financial, legal, investment, or tax advice.

2.⁠ ⁠Usage and User Responsibility

The user is solely responsible for how they use the information provided by Feensure.
Any interpretation, decision-making, business action, or commercial activity based on this information is undertaken entirely at the user’s own risk.Feensure makes no express or implied warranties regarding:
- The accuracy,
- Completeness,
- Reliability,
- Or fitness of the data for a particular purpose.
The user agrees not to rely solely on Feensure’s data for high-impact or regulated decisions and acknowledges the responsibility to verify such information independently when necessary.

3.⁠ ⁠Data Accuracy and Limitations

While Feensure makes every reasonable effort to provide accurate, up-to-date, and reliable data, the following limitations apply:Data may become outdated or invalid over time,
Information may be incomplete or inaccurate due to third-party source errors,
Some BIN data classifications may be based on heuristics and may not reflect actual usage or issuer designations.
Feensure does not guarantee the correctness or completeness of any provided data.
Users are encouraged to validate critical information through alternate sources before making any decision based on the platform’s content.

4.⁠ ⁠Limitation of Liability

To the fullest extent permitted by applicable law, Feensure, its affiliates, owners, and operators shall not be liable for:Any direct, indirect, incidental, special, or consequential damages,
Loss of income, revenue, business, or reputation,
Claims, actions, or disputes with third parties,
Any decisions or actions taken based on Feensure data.
If you find any part of these conditions unsuitable, we recommend that you refrain from using the service.

5.⁠ ⁠Modifications

Feensure reserves the right to update or modify these Terms of Use at any time without prior notice. Continued use of the service after changes constitutes acceptance of the revised terms.

6.⁠ ⁠Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of United Kingdom, without regard to conflict of law principles.