Know the Card.
Keep the Profit.
You are already paying up to 3% on Business as interchange fee.
Feensure helps you detect them in real-time and legally pass the fee to the cardholder instantly.
It is the easiest way to save money on every transaction.
Total chart:
£1,670.00
Business Card Surcharge (%1.5):
£25.05
Total:
£1,695.05
Understand the Card. Control the Cost.
Feensure gives you real-time insight into every card your customers use. Stop absorbing hidden fees and start making informed payment decisions.
Quickly identify if a card is Business, Corporate, Prepaid or Consumer.
Our real-time API also returns issuer bank, card brand, and issuing country with high accuracy. Especially strong UK coverage ensures that most local cards are correctly classified at checkout.
We help you go beyond just card type detection.
For UK-issued Business and Corporate cards, Feensure provides estimated interchange and other fees that can legally be passed to the cardholder as a surcharge. This means you stop absorbing hidden costs and start recovering them in real time.
Every lookup includes issuing country information, allowing you to detect location mismatches and unusual activities.
This is the first step in flagging suspicious transactions without slowing down your payment flow.
Have existing card data in your system?
Our bulk lookup support lets you enrich thousands of stored BINs with current metadata and surcharge eligibility. Ideal for platforms, gateways or businesses processing recurring payments.
Effortless Integration.
Instant Value.
Integrating Feensure is as simple as calling a single API.
At checkout, you only need to send the card’s BIN number to receive real-time insights. These include card type, issuing country, issuing bank, and, depending on your plan, estimated surchargeable fees. With this data, you can apply accurate surcharges, prevent profit loss, and run essential fraud checks.
Everything happens in real time, without slowing down the payment experience. Feensure is built to support fast and scalable B2B workflows.
Tiny output, massive return.
1{
2 "brand" : "VISA",
3 "type" : "CREDIT",
4 "category" : "BUSINESS",
5 "business_card" : true,
6 "bank_details" : {
7 "issuer_country" : "GB",
8 "issuer" : "Barclays"
9 },
10 "interchange_estimation" :{
11 "comission_rate" : 1.6,
12 "constant_fee": 0.20,
13 "currency" : "GBP",
14 "estimated_interchange_value" : 1.22
15 }
16}Online Marketplaces
Marketplaces deal with diverse card traffic and frequent cross-border payments. Feensure helps you recapture lost interchange costs and adds an extra layer of protection without disrupting the user flow.
Estimated yearly savings based on £10M in total online transactions.
Surcharge Recovery
Total Saving With Fraud Prevention
Wholesale and Distribution
With tight margins and recurring buyers, wholesale businesses benefit greatly from Feensure’s real-time surcharge calculations and basic fraud signals. Small checks lead to big financial impact at scale.
£10M annual volume. Estimated yearly savings shown.
Surcharge Recovery
Total Saving With Fraud Prevention
High-Volume B2B Merchants
B2B SaaS platforms handle high volumes of business card payments. Feensure enables accurate surcharging at checkout and helps flag country mismatches to reduce fraud, unlocking six-figure savings annually.
Based on £10M yearly volume. Estimated annual savings.
Surcharge Recovery
Total Saving With Fraud Prevention
Affordable pricing plans
Choose a plan that fits your needs and start unlocking real savings.
All plans are designed for high ROI and flexible monthly or yearly billing.
Free Plan
Get started with basic BIN-level insights.
Perfect for testing or light use.
Basic Plan
Detect card type at scale.
Ideal for teams who need more than free-tier limits but don't require full surcharge insights yet.
Cost Saver Plan
Unlock surcharge-ready fee insights.
Perfect for UK-based merchants and platforms.
Premium Plan
Scale your BIN intelligence with high volume limits.
Best for platforms and payment providers.
Free Plan
Get started with basic BIN-level insights.
Perfect for testing or light use.
Basic Plan
£286.80/year (billed annually)
Detect card type at scale.
Ideal for teams who need more than free-tier limits but don't require full surcharge insights yet.
Cost Saver Plan
£958.80/year (billed annually)
Unlock surcharge-ready fee insights.
Perfect for UK-based merchants and platforms.
Premium Plan
£1,726.80/year (billed annually)
Scale your BIN intelligence with high volume limits.
Best for platforms and payment providers.
Powerful Coverage. Proven Performance.
From surcharge-ready BIN data to real-time speed and uptime, Feensure delivers accuracy and reliability at every step of the payment flow.
UK Business Card Coverage
95+%
BIN Records Tracked
Card Types Supported
Average Response Time
System Uptime
Get in touch today
Curious about how Feensure can help your business?
Drop us a message and we’ll be happy to walk you through it.
